Many South Africans have had to do more with less because of reduced disposable income, affected by the tax increase, rising food prices and rising interest rates. Lee Bromfield, CEO of FNB Life says what they usually see during tough economic times is that people downsize or cut-back on some of their regular expenses to create more financial room. "Unfortunately some people sacrifice in areas such as life or funeral insurance to boost their disposable income. This is NOT advisable because … [Read more...] about 4 Easy Ways to stretch your shrinking budget
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3 Steps to de-clutter your life whilst saving and making money
The last thought that comes to mind when making purchases or accepting a free giveaway is how full our lives already are with items that we rarely use or do not truly need, in other words clutter. "Clutter is the byproduct of not making good decisions about what we buy and bring into our homes. As a result, we often own more than one of the same item, or items that we never use which end up filling our cupboards and shelves of our homes. The reality is that whilst clutter fills up our lives … [Read more...] about 3 Steps to de-clutter your life whilst saving and making money
