We often left feeling overwhelmed and guilty from the excessive spending and increased expense after the holiday season. As much as we plan our budgets for the year or any event for that matter; we often don’t stick to them. Ester Ochse, Product Specialist – FNB Financial Advisory explains that, “We tend to overburden ourselves over the holiday season with unexpected expenses like gifts, holidays or entertainment. Our budget gets consumed quite quickly and without us noticing at all.” With … [Read more...] about Financial resolutions to live by
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Get those 2018 budgets in order
With the change in economic conditions, experts advise and caution consumers against overspending and not saving for the things that matter. However, there are tools that can help you manage rising household and unnecessary expenses without compromising your goal to live a comfortable life. Creating a simple budgeting template that encompasses your daily and household expenses will help you save for that pair of leather boots, that special family holiday that your family deserve or your … [Read more...] about Get those 2018 budgets in order
5 Top Tips to Financial Independence
There are no short cuts to attaining financial independence; it requires discipline and limitation of wasteful spending, especially on non-essential items. Ester Ochse, Channel Head of FNB Financial Advisory, says “Financial independence is the ability to live a financially independent life that neither relies solely on debt as a form of survival or living expenses. The main reason most people grapple with the concept of financial independence is because of a lack of discipline. The National … [Read more...] about 5 Top Tips to Financial Independence
